Stock Market & money related sharing

Recently, many clients would like to find out details about Gas Malaysia Berhad (GMB). After doing some research, I try to gather the information from bursa's web, below are the summary. GMB is one of the ISO certified company who operate the distribution of natural gas and liquefied Petroleum Gas to home, commercial business and industries.The company source it's natural gas from Petronas. Who is the competitor?  Only 2 company in this industry, GMB and Petronas Gas Berhad (PGB). PGB involve in distribute to customer who consume > 2 MMScfd, whereas GMB involve those customers less than 2 MMScfd. GMB can consider as one of the monopolistic business in the country. However, GMB can not simply raise the selling price, hence, it would be something similar to PBA or TENAGA upon listing. Is the company borrow a lot of money?    No gearing, meaning the company do not have any borrowing. However, the IPO is offer for sales, hence none of the proceed receive from this

Recently, I received Maybank annual reports, it's a big change. Now no more thick and heavy book, unless you ask for it. It came with thin booklet and a CD. To my surprise, the CD came with CEO presentation, you can view something like “youtube” as the CEO talk to you at front and presenting the annual report. Compare to last year, where CD came with boring PDF file, now this is big improvement! Maybank was my first investment when I was schooling at form six. In fact, last time I never did any homework. The reason I bought it last time was because it's the first bank I came to know, where I open my first Saving Account and the branch was near my house. Luckily I made the right choice, Maybank still exist today! Today, I still make Maybank as my core investment, meaning about 30 to 40% of fund park at Maybank's share. After so many years' up and down, I learnt lesson how to handle the share with profit trading. The 1997 crisis and 2008 financial crisis, bot