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Showing posts from 2017

How to get more reward through online Shopping?

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Yesterday, the news come out on the Star online, with title: Alibaba launches 11.11 Global shopping festival in Malaysia.  Online shopping is become a trend now, it's an opportunities for seller and of course it's going to benefit the buyer as well.  Technically, the buyer can save their time and money if they do it right. Today, I am not going to talk about making money, but rather on how to save money through online shopping. Are you always buy online from Lazada, Taobao, 11 Street, or book your hotel from Booking.com, Expedia, Agoda, or booking your air ticket from AirAsiaGo, or MAS? Are you reloads your Mobile Reloads online for Digi, Hotlink, Xpax, Umobile or Tune Talk? If the answer is yes, then you may continue to read the below to find out how. The method is, before performing any online purchase, just open ShopBack web site and sign on your shopback ID. Then from the ShopBack web site, select Lazada (for example if you want to buy online from Lazada) and sign on yo

Lost your mobile phone, don't worry, here are some tips to find it back!!

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Nowadays, mobile phone is very common for everyone and some even have more than one device on hand. However, not many know how they can remotely control their mobile phone if they lost it. There's one simple way provide by Google (work for both iPhone and Android): 1. Go to Google and type "Find my lost phone" and click "sign in" (your phone must have data turn on and make sure you have create a Google a/c) 2. The screen will appear as below: 3. Now, you can see the location on the maps. If it's some where around you, then can click PLAY SOUND, with this way, your phone will ring. 4. In the worst case, if you notice your phone is very far away from you or some where which you believe your phone had been stolen, then you can click LOCK . This function also allow you to type a message and the one who hold your phone will able to see it. 5. The last option is, ERASE it. This function will erase all the information and your phone to factory settin

Cimb iTrade: new push notification

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Last few days, some of the clients told me they received notification from iTrade if they put in wrong password.... Yes, this is one of the new feature for Cimb iTrade, now iTrade client will receive push notification whenever their order is rejected. Don't worry, this is not scam message. You can turn on or off, just go to "Setting Menu" for a set up:

iBillionaire from iTrade: What is that ?

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Now you can trade like Billionaire... want to know in the past few months which stock sold or purchase by Warran Buffer?  Do you want to know who was buying Apple (APPL) and Alibaba (BABA)? Do you want to  create your own Portfolio and compare with Billionaire? Now Cimb Malaysia do provide the similar info in iTrade, for details, you may refer to the below link: https://www.itradecimb.com.my/index.php?ch=gen_media&pg=gen_media_notice&ac=411 [ iBillionaire is a financial platform that explore how the world's top billionaires invest their money and follow this information to allow average investors to follow these strategies. It basically analyzes billions of dollars in assets held and managed by a pool of over 20 world's most successful self-made US-based billionaires. Utilizing proprietary algorithms and software, iBillionaire has processed over a decade's worth of Securities and Exchange Commission (SEC) filings and analyzed thousands of investments . ] Fo

Lotte Chemical : Catching the falling knife

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The listing of Lotte Chemical is really creating most of the Malaysia stock market history record. In fact, I did write and share few of the points on the weeks before the listing. It was one of the least listing in the market, with the first day's stock price closing below the IPO price. The IPO price was RM6.50, and the first day, it close at RM6.38. Then most investors thought that the price may just up down 5 to 10 percent at this level. However, it created another history record when investors see the stock price tumble another 30% to RM4.30 when the company announced worst than expected quarterly report on end of July 2017. That time, few of clients ask my opinion if they could now invest into this stock or not.... I told them technically, it's not advisable to catch the falling knife. However, if the knife already fall on the floor, it's fine to catch it.  In other words, one need to wait at least 10 percent for the stock price to recover from the low of

Lotte Chemical IPO: win many of number one Malaysia record

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Today, want to write something  about a company call Lotte Chemical. See their logo below, very simple.   This company tentatively going to list at Bursa Malaysia on 11 Jul 2017.  So, who are they? Make it simple, Lottle Chemical is a petrochemical producer (currently, we have another company Pchem list at Bursa who have the nearest product, of course, Pchem is about 4 times bigger) who set up their plant at Malaysia and Indonesia, their parent company is famous Korea's Lotte Group... Just go to below link if you want to know in details for this company:  http://www.lottechem.co.id/main/main.asp What's so special about this company? First, it's one of the most expensive IPO in Malaysia's record when they launch their IPO price at RM8 on Jun 2017. To list at this price, their market capital is around RM19.7 billion. (compare to the Pchem market cap is RM57.7 billion)  At the price of RM8, the PE is about 15 times (base on Earning per share of 53.31 cents), one

Single Tier Dividend: need to pay tax or not?

As usual, when near the filling tax income for the year, many clients who like to ask this question: Is Dividend Income receive need to pay tax or not ? After 2014, almost all the Malaysia listed company pay dividend as "Single Tier Dividend System". Tax paid by the company level at 25% and the dividend received by Malaysian share holders are tax exemption. In other words, share holder is not required to declared dividend income in the tax return. How about REIT (Real Estate Investment Trust), is dividend Income receive need to pay tax? For REIT, there is a With Holding Tax of 10% in the hands of share holder. Meaning, tax already paid as 10%, hence, same case, share holder is not required to declared dividend income in tax return for REIT dividend. To know more about Single Tier Dividend, you can click here .

Do You play Penny Stock?

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Many of so call investors like to invest (or I call it speculate) in Penny Stock. What is penny stock? In Malaysia terms, many classified those stock below 50 cents as penny stock. Why is penny stocks so popular among the retailers? The main reason, people still assume that stock with cheap price can go up more easily and they can buy more units. In fact, a person who buy 100,000 units of 5 cents versus 1000 unit of $5 stock, both are paying same total amount of $5,000, But the one who buy the penny stocks tend to face more risk, as many of the investors have no idea who is behind the penny stocks and how these people operate the stock. There's nothing wrong to speculate in penny stocks provided you know how these people operate it. Not long ago, some of the investors may noticed that Bursa issue an alert statement to all investors, one of the phase they did mentioned was "Pump and Dump" on penny stocks. If you like penny stock, then need to have basic idea how this w

Free Charting for Malaysia Stock

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Basically for stock market investors, some of them like to use technical analysis, whereas others prefer fundamental analysis. I am between two of the group, meaning, I like to combine both fundamental and technical analysis. Malaysia stock market are consider very young and most of investors are still in the learning stage. Sometime, they hardly find any website which provide free chart tools. Unlike US market, we can find a low of them, one of the famous charting tools for US is Stock Charts (http://stockcharts.com/) However, when you key in the company's name listed at Bursa Malaysia, it will not show you any result. If you have CIMB trading account, you can access free charting under the iTrade screen, all you need to do is select Chart --> Analysis Chart.   Then system will show you a technical chart like below: Ok, now what happen if you do not open share trading account with CIMB ? Or sometime, you don't want to sign on the website of your CIMB trading a/c ?
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The beauty of Dividend investing is you don't need to chase for the money, instead, let the money come and find you.

New Reit going to list on Bursa - KIP Reit

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REIT in Malaysia stock market had been quiet for quite some time. In the beginning of 2017, seem we are going to welcome another new REIT on board, KIP REIT. Currently, this REIT is open for IPO application, the closing date is 16 Jan 2017 and tentative listing date is 6 Feb 2017. I am a fan of REIT investment for quite some time, you can view one of my old article here: How to Earn Money in REIT . One can achieved investment return of 8% to 10% per year by just investing in REIT and receive the dividend. When the market pull back, if you know how to take advantage of price weakness, the return can easily above 10%. Therefore, KIP Reit is one of the reit one should not miss. With the IPO price of $1.00, one can expect something slightly more than 6 cents dividend per annum, this translate to about more than 6% in return. For details of this IPO, just refer to below link: http://www.thestar.com.my/business/business-news/2016/12/30/kip-reit-to-raise-at-least-rm234m-from-ipo/ Initi

How to make money from IPO

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IPO (Initial Public Offering) is one of the way investors can make easy money. Ten or twenty years ago, this was especially true, when one strike an IPO, in Malay, it's call 'Durian Runtuh', one just can see the money falling from the sky! If you ask me, how much one can make during those day for an IPO? Let me give an example, the first day when Tenaga (the biggest utility company in Malaysia) went listing, the opening price was $7.50, compared to IPO price of $4.50... that was handsome profit of more than 60% ! Today, the 60% profit for one day seem to become a history. This is due to the pricing method and more Investment Bank advise their client to left little money on the table for investors. Though not that juicy anymore, but the IPO still become one of the way for investor to make quick money, especially in the current flag market trend. (no direction) From last year's record, almost 95% of IPO still above their issue price, meaning investors still can make