Stock Market & money related sharing

The purpose of BC portfolio is to receive stable income (hence seldom buy or sell, and we selected the stable stocks) and at the same time making comparison against my friend's single stock position and the one who park the fund in Bank's FD. The is how we manage risk by creating a portfolio to protect our capital against choppy market. We started with RM242,000 on 19 Jun 2011, purchase only three stocks: Name Cost Price (RM) Total share Market Value (RM) Maybank 8.80 9,000 79,200.00 Maxis 5.50 14,800 81,400.00 Arreit 0.91 89,200 81,172.00 Total 241,772.00 As of  4 Oct 2012 ,  the position look like this: Name Market Price (RM) Total share Market Value (RM) Maybank 9.05 9,000 81,450.00 Maxis 7.00 14,800 103,600.00 Arreit 0.93 89,200 82,956.00 Total 268,006.00 On the income side (total dividend): Dividend sen Fr last Q 26,144.00 Maybank 6/4/12 36.00 5,328.00 Maxis 9/28/12 8.00 7,136.00 Maxis 6/29/12 8.00 7,136.00 Arreit 10/8/12 1.80 1,605.60 A...

Nine months ago, i had a discussion with a friend, who own an inherited asset. The asset is actually in form of JobStreet's share which trade at Bursa with market value of RM240,000 at that time. We discussed the way how to maintain wealth in long term, I did suggest to him, instead of holding on a single stock, the other better option is switch to 3 different stocks. The reason is to have the better return (dividend rate of 7.51% to 8.25%) and at the same time diversify the holding into 3 Investment Grade Stock. However, he insisted that Jobstreet was inherited asset with intention to pass on to his next generation. Since he disagreed with my suggestion, I could not do anything. I went home and draft 2 different portfolio. My plan is to keep on monitor from time to time. Below is the summary of his holding at that time (Jun 2011):  "BC" portfolio, was the alternative portfolio which I suggested. If he agreed, he will need to sell "Jobst" and buy Maybank,...